Life insurance, explained by the person who answers your call.
I'm Tim Coates. I help families sort out mortgage protection, life insurance, and final expense coverage that fits their budget, and I mentor people who want to build a career doing the same work.
Where would you like to start?
Most people come here for one of two reasons. Pick the one that fits and you will get a clear next step, not a sales pitch.
Protect Your Family's Future With Confidence
Straightforward guidance to find the exact coverage you need, without the pressure.
- Mortgage Protection
- Term & Whole Life Insurance
- Final Expense Coverage
- Wealth Creation Tools
Build a Career on Your Own Terms
Join a remote-first insurance team built on real mentorship, warm leads, and commission-based pay with no cap on what you can earn.
- Remote Work Environment
- Proven Warm Lead System
- Direct Mentorship from Tim
- Uncapped Earning Potential
Several carriers, one person to explain them
We compare options from multiple carriers to help you find coverage that fits your family and budget.
Help Me Compare Coverage
- Formerly AIG Life & Retirement
Distribution & Platform
Availability varies by state, product, eligibility and underwriting. Policies are underwritten and issued by individual carriers, not Coates Insurance Group, Symmetry Financial Group, or Quility.
Honest guidance in an industry that needs it.
I built Coates Insurance Group because I saw too many families getting pushed into policies they didn't understand, and too many ambitious people stuck in systems that didn't set them up to succeed.
Whether you're sitting across from me looking for a policy to protect your kids, or joining my team to build your own agency, you get the same thing: straight answers, clear processes, and follow-through.
Not sure what you need yet? That is a good place to start.
Tell me what you are trying to protect and what fits your budget. I will lay out the options in plain language and you decide on your own timeline.
Thinking about becoming an agent? See how the career path works