About Tim Coates

I founded Coates Insurance Group with a simple belief: the insurance industry can and should do better.

Better for the families we protect, and better for the people we bring onto our team. Along the way, I've been recognized as a top agent for families served and policies issued, and have earned six compensation and leadership level promotions.

Timothy Coates headshot, founder of Coates Insurance Group

Our Philosophy

When we sit down (virtually or in person) with a family, our goal isn't just to sell a policy. It's to understand what keeps them up at night. Whether it's ensuring the mortgage is paid if tragedy strikes, or making sure final expenses don't become a burden on their children, the focus is always on solving the problem simply and affordably.

There is zero pressure in our process. We look at the options, we look at the budget, and we make a decision together. If we can't help you, we'll tell you.

A Different Approach to Building an Agency

I remember what it was like starting out. Feeling overwhelmed, unsure how to find clients, and dealing with companies that promised the world but delivered no training. That experience shaped how we built this agency.

Our model is built on warm leads and direct mentorship. You won't need to rely on calling friends and family to build your business. We connect you with people who have already requested help. If you have the work ethic and the coachability, we have the system.

Two ways to work with me

You want your family covered

We start with a short conversation about your home, your income, and your budget. I compare carriers and show you the options side by side, and you decide when you are ready.

Book a free policy review

You want to build a career

If you are coachable and willing to put in the work, I will show you the lead system, the training, and what the first months really look like before you commit to anything.

See how the career path works