Question 1

Do I have to take a medical exam to get covered?

Accepted Answer

Not necessarily. Many of our policies, especially mortgage protection and final expense, offer simplified issue underwriting, meaning no medical exam is required. Just a few health questions.

Question 2

How long does it take to get a policy approved?

Accepted Answer

With simplified issue policies, approval can often happen within minutes or days. Traditional fully underwritten policies may take a few weeks. We guide you toward the best fit for your timeline.

Question 3

Which states are you licensed in?

Accepted Answer

We are currently licensed in California, Colorado, Florida, Georgia, Michigan, Mississippi, North Carolina, Nebraska, Pennsylvania, South Carolina, Texas, and Wisconsin. All consultations and appointments are available remotely, so we can help you no matter where you are within those states.

Question 4

For agents: Do I need prior sales experience?

Accepted Answer

No. While experience helps, coachability and work ethic matter more. We provide a proven system and continuous mentorship to teach you the fundamentals.

Question 5

For agents: Are these 1099 or W2 positions?

Accepted Answer

This is a 1099 independent contractor opportunity. You are building your own business under our umbrella, which gives you schedule flexibility and uncapped earning potential based on your performance.

Frequently Asked Questions

Do I have to take a medical exam to get covered?

How long does it take to get a policy approved?

Which states are you licensed in?

For agents: Do I need prior sales experience?

For agents: Are these 1099 or W2 positions?