Terms of Service
Last updated: April 2026
Acceptance of Terms
By using the Coates Insurance Group website, you agree to these terms. If you do not agree, please do not use this website.
Use of This Website
This website is for informational purposes and to facilitate contact with Coates Insurance Group. You agree to use this site only for lawful purposes and in a manner that does not infringe on the rights of others.
No Insurance Advice
The content on this website, including blog articles, is for general informational purposes only. It does not constitute insurance advice, a guarantee of coverage, or a binding quote. Insurance coverage is subject to underwriting approval, policy terms, and applicable state laws. Always consult directly with a licensed agent for advice specific to your situation.
Recruiting Information
Information about career opportunities is provided for reference only. Participation as an agent is voluntary and subject to licensing requirements and applicable regulations.
Income Disclaimer: Please note: No agent's success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system, your engagement with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.
File Uploads
Our career application form allows you to upload a resume or CV in PDF or Microsoft Word format. By uploading a file, you represent that:
- You have the right to share the contents of the file
- The file does not contain malicious software or code
- The information in the file is accurate to the best of your knowledge
Uploaded files are stored securely and used solely for the purpose of evaluating your application. We do not share uploaded files with third parties.
User-Submitted Content
If you submit a testimonial, review, or other content to us (whether through this website or other channels), you grant Coates Insurance Group LLC a non-exclusive, royalty-free, perpetual right to use, display, and publish that content on this website and in our marketing materials. You represent that any content you submit is truthful and based on your genuine experience. We reserve the right to edit for clarity or decline to publish any submitted content at our discretion.
Intellectual Property
All content on this website, including text, graphics, logos, images, and blog articles, is the property of Coates Insurance Group LLC or its content creators and is protected by applicable intellectual property laws. You may not reproduce, distribute, or republish any content from this website without our prior written permission.
Third-Party Links
This website contains links to third-party websites and services, including Calendly (for scheduling) and Google Analytics (for website analytics). We are not responsible for the content, privacy practices, or terms of those sites. Use them at your own discretion and review their respective policies.
Limitation of Liability
Coates Insurance Group LLC is not liable for any damages arising from your use of, or inability to use, this website. All information is provided "as is" without warranty of any kind.
Changes to Terms
We reserve the right to update these terms at any time. Continued use of the website after changes constitutes your acceptance of the new terms.
Contact
Questions about these terms? Reach us at tim@coatesinsurancegroup.com.