Coverage that fits your budget and your life

There is no one-size plan here. We look at your situation, your budget, and what you want to protect, then compare carriers to find a policy that makes sense.

Tim Coates talking with two people around a dining table

Protect your home and family

The coverage most families start with. All three can be quoted online in a few minutes, or we can walk through them together.

Mortgage Protection

Ensure your family keeps their home if the unexpected happens. Simple, affordable policies that help cover your mortgage payments so your loved ones are protected.

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Term & Whole Life Insurance

Term and whole life policies designed around your specific budget and goals. Create a financial safety net for those who depend on you.

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Final Expense

Remove the financial burden of end-of-life costs from your family. Easy to qualify for and designed specifically for seniors.

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Protect your income and retirement

For the paycheck you rely on today and the savings you are counting on later.

Critical Illness & Disability

Protect your income and savings if a serious illness or disability prevents you from working. Financial support when you need it most.

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Retirement Protection

Safeguard your retirement savings and create guaranteed income streams so you can enjoy the future you've worked hard to build.

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Get started and get ahead

Simple ways to put a plan in place early or pay down debt faster with money you already spend.

Smart Start

Get your family's financial protection started the right way with an accessible entry point designed for young families and first-time buyers.

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Debt Free Life®

A proven strategy to eliminate debt faster without changing your budget. Restructure what you already spend to become debt-free years sooner.

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Several carriers, one person to explain them

We compare options from multiple carriers to help you find coverage that fits your family and budget.

Help Me Compare Coverage
A glimpse at our carriersThese are just some of the carriers we work with.
  • Mutual of Omaha
  • Gerber Life
  • Transamerica
  • Foresters Financial
  • American-Amicable
  • Fidelity & Guaranty Life (F&G)
  • Americo
  • United Home Life
  • Corebridge Financial
    Formerly AIG Life & Retirement
  • Banner Life
  • Assurity

Distribution & Platform

Symmetry Financial GroupQuility

Availability varies by state, product, eligibility and underwriting. Policies are underwritten and issued by individual carriers, not Coates Insurance Group, Symmetry Financial Group, or Quility.

Guidance without the pressure.

No confusing jargon. Just a clear conversation to help you find the right fit for your family and your budget.

  1. 1

    Quick Conversation

    A brief phone or video call to understand what you are trying to protect and your budget.

  2. 2

    Options Review

    We shop multiple top-rated carriers to find the best options that fit your exact needs.

  3. 3

    Simple Application

    We handle the paperwork and guide you through the application, often getting you approved instantly or accelerated within days.