California Life Insurance &
Mortgage Protection
Whether you are a homeowner in Los Angeles, a growing family in San Diego, or planning for the future in the Bay Area, Coates Insurance Group is licensed and ready to help California residents find the right coverage. We work with top-rated carriers to find policies that fit your budget and protect what matters most.
Coverage Available in California
We shop multiple top-rated carriers to find policies that fit your budget and your situation. Every consultation is free and pressure-free.
Mortgage Protection
Keep your family in their home if something happens to you.
Term & Whole Life Insurance
Financial security designed around your budget and goals.
Final Expense
Remove the burden of end-of-life costs from your family.
Critical Illness & Disability
Protect your income if a serious illness or injury strikes.
Retirement Protection
Safeguard your savings and create guaranteed income.
Smart Start
An accessible entry point for young families and first-time buyers.
Debt Free Life®
Eliminate debt faster without changing your budget.
Helpful Articles for California Residents
How Much Mortgage Protection Insurance Do I Actually Need?
Your mortgage is probably your biggest monthly expense. Mortgage protection insurance makes sure your family keeps the house if the worst happens. Here is how to figure out what you actually need.
What It's Really Like Working as a Remote Insurance Agent
Thinking about a remote insurance career? Here is an honest look at what the day-to-day actually looks like, from lead flow to client calls to building your book of business.
Learn More About Coverage in California
Cities We Serve in California
Get a Free Quote in California
Schedule a no-pressure conversation with Timothy Coates. We will look at your specific situation and help you find the right coverage.