Michigan Life Insurance &
Mortgage Protection
Michigan is home for Coates Insurance Group. Based right here in the Great Lakes State, we understand the needs of Michigan families firsthand. Whether you are in Detroit, Grand Rapids, Lansing, or a small town up north, we are ready to help you find the right coverage with zero pressure.
Coverage Available in Michigan
We shop multiple top-rated carriers to find policies that fit your budget and your situation. Every consultation is free and pressure-free.
Mortgage Protection
Keep your family in their home if something happens to you.
Term & Whole Life Insurance
Financial security designed around your budget and goals.
Final Expense
Remove the burden of end-of-life costs from your family.
Critical Illness & Disability
Protect your income if a serious illness or injury strikes.
Retirement Protection
Safeguard your savings and create guaranteed income.
Smart Start
An accessible entry point for young families and first-time buyers.
Debt Free Life®
Eliminate debt faster without changing your budget.
What Michigan Clients Say
Real feedback from families across Michigan we've had the privilege to protect.
"Tim and his group are wonderful people with honest and moral integrity. They will never try to sell you something through pressure. A+ in my book.!!"
"I have known Tim since 2014, and he has always been a mentor to me. I trust him like I trust my own father. Thanks to his expertise, knowledge, and genuine care for his clients, he is able to set every one up for maximum success. I can always rely on Tim to tell the truth and put his heart into everything he does. Very thankful for him and how he has helped my family. I highly recommend the Coates Insurance Group!"
"I wasn't sure what coverage I actually needed. Tim walked me through everything without pressure, answered every question I had, and found us a plan that genuinely fit our budget and our life. The whole experience was straightforward and personal."
Helpful Articles for Michigan Residents
How Much Mortgage Protection Insurance Do I Actually Need?
Your mortgage is probably your biggest monthly expense. Mortgage protection insurance makes sure your family keeps the house if the worst happens. Here is how to figure out what you actually need.
How Much Do Insurance Agents Actually Make? A Realistic Breakdown
Tired of vague income claims? Here is a transparent look at how insurance agent compensation works, what drives earnings, and what realistic timelines look like.
5 Signs You'd Thrive as an Independent Insurance Agent
Not everyone is cut out for this career, and that is okay. Here are five traits that separate the agents who succeed from the ones who struggle.
Learn More About Coverage in Michigan
Cities We Serve in Michigan
Get a Free Quote in Michigan
Schedule a no-pressure conversation with Timothy Coates. We will look at your specific situation and help you find the right coverage.